If you have any cards under this banking institutions umbrella, get rid of them. I'm speaking of lowes ,ebay,Verizon and many many more companies that use them for their credit cards. I had 7 accounts under their brand. A stop payment glitch on a payment that I didnt initiate had them returning all my on time payments claiming insufficient funds. When in fact there was and my bank never recieved any submitted for payments I was making on time. It was their error but reported all these non payments to the credit bureaus resulting in my credit score dropping from 770 to 640 in 30 days. I called and called but they did nothing. I shredded every card I held that was under Sychrony bank. Including my Lowe's pro account and many others. I paid off every balance I had with them and cut every card into the smallest pieces possible and sent them in the mail. I paid my bills on time always. And due to a mistake they made cost me the aggravation. They wouldnt retract the negative info even after realizing I had been paying my accounts. They should be shut down. Many large retailers have dumped them such as Walmart and others. Im looking into any legal action I can take against them.
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Synchrony is a consumer financial services company headquartered in Stamford, Connecticut, United States.