theuniquepropertygroup.co.uk

UPIG - All LIES, with official published reports confirming all this

NOV 2025 UPDATE - No Cash left in all their bank accounts and only 2 properties in UPIG name. The company ran misleading schemes with at least one being confirmed as an illegal collective investment scheme. £12.6m owed to 529 investors, and other creditors owed thousands. Money likely in Dubai. "Business has interests in real estate assets that it is now looking to realise in excess of £15 million" was the final lie CW sent to ALL investors! BUT we all know the truth nowWhat began as a seemingly trustworthy "secure, government-backed social housing" investment opportunity has now ended with a company that went into administration by 2 Directors and a daughter of 1 of them as well as a Compliance Officer.Although some employees and their family members are reported to have invested in the scheme, it remains unclear whether senior management themselves held any actual financial exposure to the investments they so actively promoted.Major Concerns and Potential Misconduct1. False Claims of Asset BackingInvestors were repeatedly assured that their funds were secure. These assurances have since been shown to be grossly overstated or entirely fabricated.2. Misrepresentation of Assisted Living Property StrategyA central element of UPIG’s investment model involved purchasing and developing assisted living properties purportedly leased to government providers under long-term agreements of even up to 25 years. These arrangements were claimed to produce rental income sufficient to cover investor returns.An ACCA-accredited firm would assume control should the original ACCA accountants cease operating, ensuring payment continuity.None of these structural protections appear to have been real, or at minimum, they failed entirely in execution.3. Misleading Investor CommunicationsRegular biannual reports referenced Carbon Law Partners as providing legal oversight and FCA compliance support. These references seem to have been used deliberately to foster investor confidence, despite the company's internal financial distress.4. Deceptive Use of AgreementsBefore UPIG entered administration, investors were still actively approached and encouraged to sign new agreements. No disclosures were made regarding the company’s impending insolvency or financial challenges, raising serious ethical and potentially legal issues under misrepresentation and bad faith negotiation.5. Discrepancies in Promised ReturnsFrom early 2025, many investors noted irregularities in monthly payments, which were later attributed to 'HMRC tax deductions at source on behalf of investors". These deductions were never detailed in the original contracts and directly contradicted the promised fixed return structure.6. SPV Guarantees That Never MaterialisedA supposed safeguard in the form of SPV Asset Leasing Group Ltd, Company Number 15424643, which was incorporated 18th January 2024, failed to fulfil any of its stated responsibilities. Investors were told this entity held legal charge over assets or investor funds. When the company collapsed and went into administration on 28 July, the SPV provided no protection or recourse.It was meant to act as a security layer to protect the Lender payments. It was promised that in the event Unique Property Investment Group Ltd can no longer trade the SPV will assume the contractual liabilities and that it would hold 6 months' investor repayment s at all times.7. Questionable Handling of Funds and PaymentsDespite formal documentation indicating ACCA-qualified accountants were managing investor payments, it has come to light that Telleroo, a third-party platform, was used instead.8. Affiliations and Regulatory ReferencesAll company communications included logos and references to the Property Redress Scheme (PRS), The Property Ombudsman (TPO) and compliance to FCA guidelines, suggesting regulatory cover and dispute resolution mechanisms9. Use of Multiple Bank Accounts & False ReassurancesIt has come to light that investors were instructed to use various bank accounts to invest in. This inconsistency, combined with repeated reassurances of solvency, appears to be a tactic to obscure audit trails and maintain a false sense of security. A previous accounting period was extended on April 2025, which indicates that this early on the directors will have known they were struggling.Social media Insta and FB on which they used ads to attract investors are now wiped, together with Lewis' fancy car photos and extravagant lifestyle and CW's LinkedinUnfortunately the directors remain trading under other companies, while investors wait for answers on where their MILLIONS went, with some investing a minimum of £100k in some schemes.

Date of experience: Sep 01, 2025