I was approved, then about a week later I paid the program fee on the phone with a representative. She said I would be able to activate the card within an hour. Waited, couldn’t activate. Tried for two days and the automated message said wait 60 minutes. Then I got an offer through Credit Karma for Total visa select. Figured I’d try that one too. I got denied but I just figured I probably couldn’t put in two apps for Total in the same 30days like Capital One cards. Next day I called to activate my original Total Visa card (which already came in the mail) The system again said wait 60 minutes. I called in and the rep said I was denied I said what do you mean? I have the card and the email approval and paid my fee two days ago I was just waiting to activate it. I think they mixed it up with the second application but they insisted I was denied. I have emailed them and if they don’t honor my card or give me my money back and take the inquiry off my credit I will be reporting them to the CFPB. If I were you I would go with capital one card or credit one card if you are trying to improve credit. I have Yoral visa a try but it seems to be a scam especially since I now see all of these bad reviews.
Claim your business profile now and gain access to all features and respond to customer reviews.
