I am also one of the people that if I could give this company a negative rating I would. I as well as many others reluctantly paid the $95 processing fee for the card, only to within minutes to not have any of my transactions go through any 5-day period I have had 55 transactions I have been on the phone with these people more than 25 times and not one transaction has gone through and all they keep telling me is that the store I am trying to use my card at is not authorized to have transactions with Total Visa. This makes absolutely no sense I am talking huge stores such as Target, Walmart, CVS, Walgreens, Home Depot, StubHub, Ticketmaster, hotels and many more. Nothing works and they just keep giving me the same answer and now they refuse to give me my $95 back as well so I saw somebody bring up the fact of class action suit I say let's go because if you look them up on the Better Business Bureau which they are not a part of the Better Business Bureau which is very strange for a credit card company but anyway there's over 5,000 complaints on this company I wish I would have did my research first.
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