I had read all the bad reviews, so I canceled my application, called, and spoke with a representative to confirm the cancellation of my application and to verify that I would not be charged an activation fee for a card I no longer wanted to receive. They assured me it was indeed canceled and that I would not have a fee processed. I received email confirmation within a few minutes as well, serving as a paper trail of this conversation and the cancellation transaction. Six days later, I was charged, and the money was taken out of my account. I called to get a refund and let them know that what they did was unlawful and fraudulent. They said it would take 7 days to get a refund on something they took illegally, as they no longer had authorization to process such payment. Be careful with this company and do your best to avoid even starting the process, as I was naive enough to do.
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