This card is bad business and it seeks out people with less that perfect credit I pay fifty a month to keep them happy and they take approximately nine dollars every month for quote unquote service fees card is way to expensive and the card they issue is a plain strip card as basic as you can get as well as charging you ten dollars to make a payment by phone do yourself a favor and keep this card out of your wallet.update paid the balance off completely figured I'd leave it so it would show positive credit and the are still charging a service fee for doing nothing!! Canceling this card today!!
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