Wow!’ I am so glad I went through many reviews before deciding if Beem could help a paycheck to paycheck gal like myself trying to establish credit and a budget. I was also looking for an extra 20$ bucks until payday tomorrow. I don’t mind subscription fees when it deserved. I am the one who made poor decisions to end up here so I’m good a ignoring the negativity about fees etc. I started reading about a business merger that has caused a nightmare for peoples investments, certain payroll accounts not accessible etc etc. I was expecting the usual not able to get cash advance (everdraft) as Beem calls theres which after they take fees can be aggravating but I read the fine print so I realize it can happen. This app appears to have a similar name to some financial institution who merged and after has been disappointing their clients. I almost went by the horrible stars and left their site forever . That’s not fair to any business
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