I receive money from my brother in the US through Unplex, and my experience has been smooth. At first, I had to do a DigiLocker verification and share my bank details, which I was a bit hesitant about. But once that was done, everything became effortless. Now I get a WhatsApp message confirming the transfer, and the money lands in my account without me doing anything.Some people mentioned delays or lack of clarity, but honestly, I’ve never faced that. Even when I had a doubt about tax filing, the Unplex team patiently guided me. I learned that Unplex transfers funds using VDA and report this to tax authorities. I reported VDAs receipt as a gift and sale value as gift value with no capital gain. In fact, I even got my 1% TDS back because it was deposited under my name.
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