upstart.com

4.9
4.9 Based on 895 reviews

Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get...

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Shahna McKay
They tell you that you are approved and you go through the whole process and then they deny you. Now

They tell you that you are approved and you go through the whole process and then they deny you. Now you are unable to apply anywhere else because it’s a hard inquiry to your credit. I had double my house value in equity and no missed payments on anything so no reason to deny. I was in a position of need due to my children losing their dad and they made it even harder. Disappointing for sure!! I won’t use ever again!

1
Date of experience: Feb 22, 2026

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Business Details

  • Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.

  • email support@upstart.com
  • call 6502041000
  • language https://www.upstart.com

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