They tell you that you are approved and you go through the whole process and then they deny you. Now you are unable to apply anywhere else because it’s a hard inquiry to your credit. I had double my house value in equity and no missed payments on anything so no reason to deny. I was in a position of need due to my children losing their dad and they made it even harder. Disappointing for sure!! I won’t use ever again!
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Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.