upstart.com

4.9
4.9 Based on 895 reviews

Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get...

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Lou Lou
I think for those who have way too many small credit card payments this is a great way to consolidat

I think for those who have way too many small credit card payments this is a great way to consolidate it. I applied online at 2am and had my loan in my account by 2pm. Incredible. Everything digital and quick. Now I have one solid payment and have saved hundreds in interest. Will say it is expensive to start(initiation fee taken out of loan amount) but to be honest I’ll take the speed and ease of access over being on a debt treadmill for 5-7 years. No need for Debt relief programs or bankruptcy. Thanks a lot team. Really gave me the boost I needed. Worth every penny. 🙏

5
Date of experience: Feb 26, 2026

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Business Details

  • Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.

  • email support@upstart.com
  • call 6502041000
  • language https://www.upstart.com

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