This was a very seamless and stress free process. I tried for other loans and I had to always call and speak to someone. I didn't like the fact that they were able to access my credit info and get all in my business. This was one of the main selling points for me with Upstart that everything could be done online, without speaking to a single person.
I love that Upstart looks beyond your credit score. I don't have any negative or derogatory marks on my report and I have an excellent paying history. My score is low due to high debt to credit ratio. I felt if no one would take that into consideration that that was the only reason the score is low; and not because of missed payments or accounts being written off, that I would never get the help I needed to get my debt under control.
Thank you Upstart for an awesome experience and for helping me to conquer this debt. I have a pay-down plan to pay off my debt and this loan is going to help me to do that. I would recommend applying with Upstart to anyone else who is in need of a loan. This was truly a God-send.
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Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.