Square has become absolutely horrible. Constantly freezing your money and accounts, no transparency with their working capital, and their "bank accounts" and reports aren't accepted elsewhere. They monopolize your business credit and your money, and in the rare instance where you can get a live person to help, they are never a high enough level to actually assist you. You will be told to expect a response from someone more capable within 1-2 days, but that also never happens. If you want to go to a competing service, you can't export your loyalty/rewards data, nor your product pictures. You can get a spreadsheet with your items and customers, but none of the rest of the data. They strongarm you into compliance, and make it so you have no choice. They absolutely trap you. In the last 12-18 months, Square hasn't just gone downhill, they've taken a dramatic nosedive. You would be better off burning your money in a fire, because at least then you could benefit from the warmth.
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