We had applied through our main bank, Citibank, as soon as the PPP funds were announced. I should note we have been banking with them since 1999. Did not even get a response. When I contacted our personal banker he said PPP funds were out of his hands. Our accountant connected us with Cheynne at VIP Funding and within 24 hours we were approved for funding. Incredible. You get what you pay for and I certainly would recommend their services.
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We Fund What You’re Building.
VIP Capital Funding is a nationally trusted financial service provider offering same-day working capital solutions from $25,000 to $15,000,000. With over 10 years of experience, we specialize in fast, flexible financing for small and mid-sized businesses across all 50 states.
Rated A+ with the BBB and trusted by thousands of business owners, VIP maintains a 98% approval rate and a proven track record of delivering value beyond funding.
Our solutions include:
SBA loans
Short-term credit lines
Alternative lending
Interest-free refinancing options
Whether you're expanding, covering payroll, managing cash flow, or preparing for seasonal growth, our team tailors funding to meet your goals.
We proudly offer:
✅ Pre-approvals with no credit impact
✅ Decisions in hours, not weeks
✅ 100% interest forgiveness when refinanced
✅ Early payoff discounts
✅ A transparent process — no hidden fees
Our mission is simple: empower business owners with the capital, clarity, and speed they deserve — backed by real support and real results.
Thousands of businesses are already growing with our funding solutions. Whether you're restocking, hiring, scaling, or stabilizing — we're here to help.
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