If you are thinking about buying a home through Vanderbilt mortgage you should read this review very closely I bought a home 5 years ago and the balance is only a couple thousand dollars less than the original balance and the down payment was more than that. The interest rates is high, only a very very small amount will go toward the principle the rest is interest and the rest goes into an escrow account where they pay the taxes and the insurance from that remaining portion. Their customer service is very rude and I would never ever recomend anyone to get a mortgage for a home through Vanderbilt you will never pay it off unless you pay the balance and once you sign the papers you will always be paying 5 times the value of the home in payments over the term of the loan it will cost you alot of money if you ever move the home. Please think twice before you buy a home through Vanderbilt mortgage you can read many poor reviews across the web and they say they will work with you and if you fall behind 2 months they will send you letters threatening to come and get the home and from that time on they will treat you like they own you after you settle where you were behind from being out of town and they have no option to make credit card payments to prevent that.
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Vanderbilt Mortgage and Finance, inc, is a national manufactured home, modular home, and mobile home lender. Land-Home loan packages available. Prequalify for your manufactured home loan today!.
