VSP Vision Insurance is nothing short of a scam disguised as a benefit. I purchased prescription glasses from an out-of-network provider because VSP only has one preferred online provider — and guess what? That provider marks up prices ridiculously.The exact same frame costs around $160 on multiple major eyewear sites, but VSP’s “preferred” provider lists it for $300. My plan supposedly includes a $170 frame allowance, but when I bought the same frame elsewhere for $163, VSP only reimbursed me $70.Worse, they don’t list out-of-network reimbursement details anywhere on the member portal or plan summary. It’s intentionally opaque. They want you trapped using their overpriced partners so they can pull more money out of your pocket.It’s an anti-consumer, manipulative setup that punishes anyone who tries to make a smart, cost-conscious purchase. For a company that markets itself as caring about “vision wellness,” VSP’s real vision seems to be maximizing profit at the customer’s expense.Avoid this insurance if you actually care about getting fair value for your money.
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VSP Vision Care is a vision care health insurance company operating in Australia, Canada, Ireland, the US, and the UK.