I have bought travel insurance online from WorldTrips for several years now, normally for short holidays. The website has always been easy to use and offers a fair price. I have never had a travel emergency in which I have needed to use WorldTrips for health assistance, so I cannot comment on that aspect.
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WorldTrips, formerly Tokio Marine HCC-MIS Group, is a specialty insurance and benefits company located in Carmel, IN and provides travel medical insurance to millions of travelers across the globe.