If you're in need and need quick cash please do not go to Spotloan. I agree it is fast and easy but don't do it. I took a loan for 500$ at a 490% interest rate. With a 1800$ to payback amount. During a conversation, the Spanish-accented guy is the only one who answers the calls. I asked if I have to pay back 1800$ he said No you can pay your loan anytime. But the loan has not moved after several payments. I requested a change to my payment due date. In my application, I specified that my pay date is, but the current payment due date is set before this, which creates financial difficulty for me. Now every time I'm 2 days late I pay a 5$ daily interest rate. It's a setup to keep you paying. Think twice loves.
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We’re here to help when you need a little extra cash. Our loans are better than payday loans - they’re installment loans. You’ll get the cash you need quickly at up to half the cost of other lenders. No late fees. No surprises. Even if you've been denied by other lenders, Spotloan may still be your answer. We say yes when other lenders say no. And, every loan with Spotloan contributes to economic growth and the betterment of a community in need. Learn more at Spotloan.com.See more