I reached out to Ascend to discuss bankruptcy options. Through their online site, they arranged for a bankruptcy attorney in my state, to contact me. While, I had a productive discussion with the local law firm, the person I spoke with was at a loss on how to proceed, as it was obvious that filing bankruptcy wasn't in my best interest, as I have significant equity in my home, which I didn't want to forfeit in the bankruptcy process. So the initial meeting really didn't produce any suitable alternatives. Within a day after my initial meeting, I received an email from Ben at Ascend, to confirm that I had spoken with an attorney that they referred, as well as my opinion on the results of the meeting. We exchanged several emails where I was able to describe the unusual, perhaps unique situation I was facing, and I expected these emails not to produce any positive direction forward. However, I was completely wrong about that. Rather than giving me the "sorry, not much I can do for you" story that I had received from 3 previous lawyers, that is when Ben's determination to produce a potential positive result for me, kicked into gear. I am currently following Ben's suggestions and hope to have positive results within the next couple weeks, which will allow me to avoid filing either Chapter 7 or 13!!!!! There's something admirable and motivating when having a discussion with someone who digs deeper, when the obvious solutions aren't the best methods. In my opinion, this is the sign of a true professional. While the words "No" and "Sorry" are easy answers to give in a difficult situation, a professional lawyer only gets motivated at the point where others are ready to bail.
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