xact.com

4.6
4.6 Based on 870 reviews

...

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Miss Bell
High interest 155% crazy

The interest is high regardless of credit from 130% to 155% I've had a loan from them for many years. I have refinanced many loans I've always paid religiously without missing a payment ever. I don't have bad credit. They should offer way better interest rates especially for customers who have not had any issues. I've said that in many reviews. The only reason I continue to use them is I know I am guaranteed to get a large loan, there is no penalty for early payoff if you can afford to do that I would recommend it highly. If they were to change the interest rate bring it down lower as well as they're payments then I'll change the review to 5 star. This is coming from a long time customer. They should offer discounts if you pay off early also.

1
Date of experience: Dec 09, 2025

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