It works well as a payment system and I don't have many issues in receiving USDT or USDC. But if I receive any fiat payments, there's always an issue.I used to receive EUR in seconds, now no matter what I have to call in and they will confirm its in, tell me to wait 48 hours every time, and after 48 hours I need to start another chat for them to open a ticket and I receive it 5 days later.They refuse to open an investigation on why this happens and confirmed that I don't have any restrictions on the account.Support is a 5/10 experience at best. Slap a $1k yearly fee on this and it's not worth it by a long run.
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Xapo Bank is the first fully licensed, Bitcoin-enabled bank that combines the security of traditional banking with access to Bitcoin and stablecoins. Regulated by the Gibraltar Financial Services Commission, Xapo Bank facilitates wider use cases for crypto by providing simple and secure ways to store, save, earn and transact in fiat and crypto across borders 24/7.
Established in 2013, Xapo Bank was founded on the belief in the long-term potential of Bitcoin. As the first crypto company in the world to be awarded a banking license, Xapo Bank has since evolved from an e-money wallet into a digital-first bank. Xapo Bank’s proprietary technology provides a seamless bridge between traditional finance and digital assets. Following the sale of its institutional custody business to Coinbase‘s custody arm in 2019, Xapo Bank pivoted to service solely retail customers, focusing on the protection, growth and diversification of wealth.
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