Avoid!!
Just a warning to anyone considering Zable.
I’ve had their credit card for nearly a year and have never been able to use it successfully. Every single transaction gets declined, including normal purchases like Amazon and well-known high street retailers.
The card has been completely useless from day one.
What’s worse is that it’s showing as fully utilised (maxed out) on my credit report, despite me never being able to spend on it at all. This is actually harming my credit score, not building it.
I’ve contacted their support multiple times and nothing has been fixed.
So at this point I’m left with:
- A card that doesn’t work
- A credit file potentially being negatively affected
- No meaningful resolution from the company
If you’re thinking of getting a Zable card, I would strongly reconsider.
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Zable provides a simple, flexible and transparent credit card. You can manage your repayments, freeze your card or track your spending in our iOS and Android apps.