zopa.com

4.6
4.6 Based on 798 reviews

We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest wit...

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Ken & Tracy Jackson
Unbelievably Poor Fraud Detection

NO STARS SHOULD BE POSSIBLE.After my experience in May this year with fraudulent transactions by Domino’s Pizza on my credit card account which was treated as a matter of fact episode by Zopa I received a replacement card and promptly locked it having totally paid off my balance in disgust with the service and the .39p good will gesture.On Friday the 15th August I logged into my card account and was dismayed to find a declined transaction for PetMeds, when I used the very poor chat facility I was basically told never mind the payment had been blocked, when I delved further into the fact that I have never used my replacement card since it’s receipt and had promptly locked it I was eventually told that this was an attempt against the cancelled card and that it was an attempt by a company I had previously used to take money.I explained that I have never used my old card for any purchases from PetMeds and why if this card no longer exists is the attempted fraud showing against my new card?It would seem tha Zopa have extremely low/ poor fraud detection in place, and thank goodness I have my card locked or most likely they would have paid this request even though it was against a cancelled card.

1
Date of experience: Aug 15, 2025

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Business Details

  • We’re Zopa, and we want to make money work better for you. With 16 years of tech know-how, customer understanding and money expertise, we've helped hundreds of thousands of people take the stress out of money. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.

    Need some help with one of your products or would like to get hold of our team? Head to https://www.zopa.com/help to find everything you need.See more

  • language https://www.zopa.com

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