I've been using the service for my current and savings accounts for the last three months, and I've recently started exploring their regular saver account as well. Their interest rates and cashback options on monthly utility payments are very competitive. I usually select a bank based on the features they provide rather than the app's usability. That said, the app is intuitive and user-friendly, offering key features like customizable pots and linked accounts that compete well with other neo banks, often exceeding what traditional banks offer. However, I believe the scheduling options for payments could be more flexible across current, savings, and external accounts. Overall, the service stands out as a promising neo bank, with a solid app and unique current and savings products.
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