This has been the worst banking experience I've encountered. After almost 2 years as a customer with a $250 limit, they refused to raise my limit even after I paid my balance down to $0. Despite my consistent income and other accounts increasing my limits, they lectured me for nearly 30 minutes on why they couldn't accommodate me. This card feels useless, with high rates and poor service. I will not recommend this to anyone.
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1st Financial Bank USA is committed to providing quality community banking services, and credit card and other financial services to college students and college graduates throughout the USA.