The interest rates are extremely high. They confirmed that despite my six-year history as a customer, I would never be offered a rate lower than 32.9%, which is more than double the average. They approve credit cards for everyone knowing they will profit eventually. This card has an annual fee, lacks rewards, and disregards customer loyalty. Additionally, the website is not user-friendly, even after recent updates.
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1st Financial Bank USA is committed to providing quality community banking services, and credit card and other financial services to college students and college graduates throughout the USA.