85cash.com

3.5
3.5 Based on 13 reviews

85cash.com is a simple, secure loan-matching service in the United States. Complete a quick online form and, with your consent, we send your request to a network of vetted lenders so you can review a potential offer and decide. Why choose us: fast intake...

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Average Rating

3.5

/
5

13 Reviews

5 Star
31%
4 Star
38%
3 Star
8%
2 Star
0%
1 Star
23%

All Reviews

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Review Time

Absalom Brown
Misleading Claims About Acceptance

I received an email claiming they accept everyone regardless of credit score, but when I applied, I was redirected to debt consolidation services. I'm not looking for that right now. Complete waste of time. Don't bother. Clearly not trustworthy. Happy holidays to all.

1
Date of experience: Dec 23, 2025
Kelsey Rogers
Quick Process, Limited Offer

The process was relatively quick, but the lender only offered part of the amount I requested. It was somewhat helpful, but not enough to cover my needs.

4
Date of experience: Dec 23, 2025
Theodore
Unfortunate Experience from the Start

I filled it out impulsively and immediately regretted it. The process began by asking for the last four digits of my social security number, then later requested all digits and bank details before any decision was made. I feel my accounts are at risk now. I never received a clear loan offer, just misleading cash advance options tied to my application. Avoid giving out all your information like I did; other platforms I used didn’t require such extensive details for pre-qualification.

1
Date of experience: Dec 22, 2025
Tobias Turner
Information Overload Before Decision

Filled out the form impulsively and regretted it immediately. They asked for the last four digits of my social security number first, then requested all digits and bank details before giving any decision. I feel like my information is compromised now. I didn’t receive a clear loan offer, just misleading cash advance options. Be cautious and don’t share your info like I did; other platforms didn’t ask for so much for pre-qualification.

1
Date of experience: Dec 22, 2025
Its_BrytZix
Quick Matching with a Lender

I was matched with a lender the same day, but the fees and interest were higher than I expected. I opted for a smaller loan to be safe.

5
Date of experience: Dec 14, 2025
Hudson Kelly
Important Details from the Lender

The confusing part was that all the real details about APR and fees came solely from the lender. The service is just an intermediary, so it’s crucial to verify everything yourself.

4
Date of experience: Dec 12, 2025
Randy
Mixed Experience with Lender

I filled out the form and my info went to one lender. They didn’t approve me due to my credit, which was frustrating, but at least I wasn't charged anything by the service.

3
Date of experience: Dec 09, 2025
Sorrel Howard
Average Experience Overall

My request went to one lender, and I got a response the same day. However, everything relies on that lender, so if your credit isn’t great, manage your expectations. Overall, just an average experience.

4
Date of experience: Dec 08, 2025
May Smith
Straightforward Form Filling

Filling out the form was straightforward, but they do ask for bank details for the lender to send the money. That made me a bit anxious, even though nothing was taken without my consent.

5
Date of experience: Dec 05, 2025
Shahaf Long
Simple Process with Limited Loan

The process was simple, but I didn’t receive the full amount I requested. The lender approved a smaller loan, which helped a bit, but not as much as I needed.

5
Date of experience: Dec 02, 2025

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Business Details

  • 85cash.com is a simple, secure loan-matching service in the United States. Complete a quick online form and, with your consent, we send your request to a network of vetted lenders so you can review a potential offer and decide.

    Why choose us: fast intake (2–3 minutes), authorized lender network, no hidden fees for applicants, and encrypted data handling.

    Important: We are not a lender and do not make approval decisions. APR, amounts, and terms are determined by lenders and vary by state and applicant profile. We don’t perform credit checks. We operate as a matching service and use the information you provide to connect you with lenders. Some lenders may check credit in some cases. Approval and funding speed are not guaranteed.See more

  • language https://85cash.com

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