As far as I'm concerned, AAR is a scam. I spent over a month working with them for a small loan, where they were going to pay out my payday loans. A contract was signed. Deadlines when they said they would pay came and went. When I finally sent an email saying pay up or terminate the contract, they said they were refusing the loan because of NSFs on my bank account. Many of those were caused due to their promised payments that never happened. I now have to make sure there weren't any liens placed on my vehicles. They should be ashamed of their practices and of taking advantage of people in a tough spot.
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