aarfinancial.ca

1.3
1.3 Based on 21 reviews

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Average Rating

1.3

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5

21 Reviews

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Candice Humphrey
If I could give 0 stars I would. This is the worst loan company I have ever dealt with. They take fo

If I could give 0 stars I would. This is the worst loan company I have ever dealt with. They take forever to process the application. You give them all the information they ask for initially, they approve you and say that funds will be in your account within a certain time. Then they come back asking for more documents. For my original loan and topics up, both loans took month for it to be all done. The relaunch required me to put a lean on my truck and when we paid the loan off in full after the truck had been in an accident, they didn't remove the loan. The loan has been paid off for close to 4 months now and my truck still has a lean against it holding up the whole Seattlement process and when you call the account manager they either dont pick up or don't return your calls and emails. When I call the office, and ask for a manager, they avoid transfering me to one. I will never deal with this company again.

1
Date of experience: Feb 05, 2026
Candice Humphrey
If I could give 0 stars I would

If I could give 0 stars I would. This is the worst loan company I have ever dealt with. They take forever to process the application. You give them all the information they ask for initially, they approve you and say that funds will be in your account within a certain time. Then they come back asking for more documents. For my original loan and topics up, both loans took month for it to be all done. The relaunch required me to put a lean on my truck and when we paid the loan off in full after the truck had been in an accident, they didn't remove the loan. The loan has been paid off for close to 4 months now and my truck still has a lean against it holding up the whole Seattlement process and when you call the account manager they either dont pick up or don't return your calls and emails. When I call the office, and ask for a manager, they avoid transfering me to one. I will never deal with this company again.

1
Date of experience: Feb 05, 2026
Jerrod
Its being dragged through broken glass

Its being dragged through broken glass. Forever wanting every document there is describing your finances. Ya give them it n they still hound u for more documents on sake stuff u just gave them .personally was approved n again more bs . Definitely will not deal with AAR Financial.

1
Date of experience: Feb 03, 2026
Lena
Beware

As far as I'm concerned, AAR is a scam. I spent over a month working with them for a small loan, where they were going to pay out my payday loans. A contract was signed. Deadlines when they said they would pay came and went. When I finally sent an email saying pay up or terminate the contract, they said they were refusing the loan because of NSFs on my bank account. Many of those were caused due to their promised payments that never happened. I now have to make sure there weren't any liens placed on my vehicles. They should be ashamed of their practices and of taking advantage of people in a tough spot.

1
Date of experience: Jan 05, 2026
Felicia Becker
STAY AWAY!!

STAY AWAY!!! One year ago I was desperate for a loan as my grandfather was dying 6000 kms away from me. When the approval came in I was overjoyed I'd get to see him before he passed, I signed the loan and bought a plane ticket. At NO POINT in the loan process was I EVER told they would put a lien against MY CAR!In fact after going through the process to trade in my car, the dealership told me it was on it, I HAD NO IDEA. Now in order to upgrade my car I need to pay out the loan in it's entirety. Which judging by googling even if I did pay out, there's still a chance they won't remove the lien (google it, one guy is on YEAR TWO of trying to have it removed).They exploited a desperate person and never went through the documents at any time or drew attention to the fact that they were putting a lien on my personal property, I was in the dark. BEWARE. NOT WORTH IT!!!!!!

1
Date of experience: Dec 27, 2025
Gavin Gavin
My name is Ethan this company is racist remarks because I'm

My name is Ethan Abrahams this company is racist remarks becoz I'm black Im black they were very disrespectful the loan officer was vinit Baili they took all my private information I hope he doesn't do anything fraudulent activity with my personal information. I'm so worried right now

1
Date of experience: Dec 16, 2025
Kevin
Joke company

This company is a joke they pull you into days before they get back to you with anything then they want more and more documents to do a loan my advice to any one looking to get a loan stay away from them they give you a run around for days then won't even call you back

1
Date of experience: Dec 11, 2025
NO help , stay clear unless you got a ton of money

They claim that they want to help , and 99%approval but they truely don’t listen and extremely unprofessional. They give you hope and with out actually talking to you they make a fast decision even though I had an explanation.

1
Date of experience: Dec 08, 2025
James Groom
AAR financial took a lien out on my…

AAR financial took a lien out on my vehicle without a loan ever being funded, this was two years ago. I found out about this two weeks ago and have made multiple calls and 99% of those calls result in them hanging up on me. I did get through to one guy who told me it was a mistake and it would be removed but he’s not allowed to send me any written confirmation of this, to this date the lien is still active. When I called again I was told since the lien is active why not just take out a loan with AAR Financial instead of having the lien removed. Now I was already told previously this was in process which is obviously not the case. Recommend you exercise great caution when dealing with this company. I will be escalating this further, since my calls are being ignored.

1
Date of experience: Nov 27, 2025
Daniel S
Based on my personal experience

Based on my personal experience, AAR Financial has been extremely disappointing. Their process felt misleading, unprofessional, and stressful. I would not recommend them to anyone. They are scam

1
Date of experience: Nov 05, 2025

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