I appreciate the idea and see potential. I've managed to save around £10 annually, but it requires careful planning. The idea is straightforward: link your bank cards, shop as usual, and earn rewards, yet… In practice, it's somewhat restrictive and confusing. Retailers and terms keep changing. There are too many online-only offers, which negatively impacts physical stores. Most discounts are minimal (under 4% unless you purchase very high-value gift cards). Each retailer has different terms and conditions, making it challenging to strategize purchases. I'd prefer a more straightforward and consistent reward system, but I understand that might not align with retailers' goals to highlight various promotions at different times. They have recently added more retailers, which is a positive development.
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