We recently took trip to St. Maarten. We purchased travel insurance from Allianz at the cost of over $100 per person in which there was three of us. The airspace was shut down due our countries (USA) bombing and invading Venezuela. We were delayed with our trip returning by 5 days. Over those 5 days we incurred expenses due to flight interruptions with costs reaching into the thousands with food and stay as St. Maarten is not a cheap place to be in.
We assumed our Allianz Travel Insurance would help with covering most of these costs as this was text book why you buy Travel Insurance. When we finally returned home we turned in our claim to Allianz Travel Insurance Claims and jumped through all hoops. Two weeks later we were contacted via Email our claim was denied. We were shocked. We filed an appeal in protest only to be denied on our appeal.
They did have in their policy some reasons for denial but never really explained what portion of policy applied for the denial. Very Slick Company. When I read through the policy , I discovered their policy covers very little events of Flight Disruption and a few medical reasons for Flight Disruption. Their Policy is in my opinion a scam. Allianz is not an upstanding company and Buyer Beware Policy is not good for the normal consumer. Please read their Policy before purchasing travel insurance and please read all the things that they do not cover. You will see this Travel Insurance covers very very little and that the company has many loop holes to use to deny claims. Will never buy from them ever again. If you look on their website you will see there is no where to even write a review , there is a reason for that. Do not buy from them please.
Claim your business profile now and gain access to all features and respond to customer reviews.
