I’ve submitted two claims through Allianz and was promptly reimbursed. One included four intl trips I had to cancel due to a health issue. The other had to do with trip interruption due to a non covered persons health issue in our group. We had paid for his expenses so I was incredibly grateful Allianz was willing to reimburse us. My elderly mother has also been reimbursed for 2 claims. There are plenty of other travel insurers but before you buy a policy from them, look for consistently positive reviews from people who actually had to file a claim. It’s a rarity!
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