I was explicitly looking for both outpatient and inpatient mental health coverage for my son. The agent assured me they were fully covered without a deductible. After paying, I was told I couldn't get written confirmation until after the first payment. Ultimately, the plan I was sold provided NO coverage for mental health visits or ER services. Cancelling was a hassle, but I was assured of a full refund.
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American Collective LP is a technology-driven platform that helps individuals securely share data while gaining access to affordable, customizable healthcare benefits. Our plans include nationwide provider networks, 24/7 virtual care, and optional supplemental coverage, all designed to make healthcare simple, transparent, and reliable for everyday needs.
