I wish I could put a zero also I called this insurance company in November paid over $800 for it was told there's no deductible but you have a copay of $100 at a hospital and urgent Care told what my prescriptions was going to cost said I had to wait six from January to February the 1st before my insurance would come into effect aggravated the crap out of them in January trying to get me a policy so I could read it I finally went online the only thing I was paying for was six doctor visits a year I could pay that I wouldn't have to have insurance don't trust these people they can't even give you an answer why they will rip your money off and you won't never see it again.
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American Collective LP is a technology-driven platform that helps individuals securely share data while gaining access to affordable, customizable healthcare benefits. Our plans include nationwide provider networks, 24/7 virtual care, and optional supplemental coverage, all designed to make healthcare simple, transparent, and reliable for everyday needs.