I was lied to by a representative over the phone who said that I had coverage for something major when they don't cover a large surgery like I needed at all. This caused me to find out later after the enrollment period was closed. It was a long difficult battle to get help getting real insurance but I finally did. Don't believe the positive reviews thinking this is an ok company. Stay far far away!!!! Warning! Side note. There used to be a ton of bad Google reviews on this company, all the people were saying the same kind of things as me. They lied over the phone. I couldn't find the Google reviews now. Who knows why?? Just don't believe them!
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American Collective LP is a technology-driven platform that helps individuals securely share data while gaining access to affordable, customizable healthcare benefits. Our plans include nationwide provider networks, 24/7 virtual care, and optional supplemental coverage, all designed to make healthcare simple, transparent, and reliable for everyday needs.