I have two vehicles covered by this company. The first vehicle covered was a 2012 Ranger Rover Sport. I signed on to the policy on October 18, 2025 and I had a MIL light that was trigerred on this vehicle around December 10, 2026. I took it to my mechanic and mechanic identified the cause for the MIL light and filed a claim. American Dream Auto Protect rejected the claim indicating that it was a pre existing condition. The MIL light was trigered after more than 2000 miles and after close to two months since I bought the policy. I explained to them that a 10 year old vehicle can develop an issue anytime but their focus is collecting premiums without seriously resolving customer issues.
Recently I had another issue with my second vehicle which also happens to be more than 10 years old. It has some engine coolant leak issue. Again I took it to a mechanic to get it checked and the mechanic filed a claim as the issue needs to be taken care of. This time again the claim was rejected though I have been paying premium for the last three months. The reason provided was I hadn't driven the vehicle enough. So in summary, I would highly recommend you avoid buying auto warranty from this company as they will have some technicality or line item in their contract to reject the claim. This company's focus is not on resolving customer issues but rather collecting premiums without addressing required fixes for which the customer bought the warranty. Avoid buying warranty from this company.
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