I have with american express $ 18,000 available credit and still they expect me to pay $16,900 as a minimum payment . This is insane after the first month of use! Such a deception. I had amex for 9 years even though its a new gold amex card and they always allowed me to pay one or two percent. When i made the purchase- I knew I can afford one or two percent and now they charge me 90 percent of my balance
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