Fifteen months ago, I had a borrowing limit of $16,500 on two cards. They claim I was notified about changes, but I seriously doubt it. In July 2024, my limit was slashed to $10,500, despite my consistent on-time payments. I only discovered this issue when my merchants weren’t getting paid, resulting in numerous late fees for me. Then, in November 2025, one card's limit was further reduced to $5,700. Yet, they still have the audacity to offer me more cards and spending incentives. This experience is no different from what many companies provide these days, where it takes an eternity to reach a representative. I'm done with this. I applied for and received a card that allows balance transfers with no interest for 15 months. Goodbye.
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The American Express Company, also known as Amex, is an American multinational financial services corporation headquartered in Three World Financial Center in New York City.