I've been a customer for about 10 years, but the new terms and conditions are very unfavorable. It's frustrating that they won't help if you want to change your payment cycle. Mine is at the start of each month, but I need it at the end. By the time my cycle renews, the interest is excessive. I plan to pay this off and cancel my account. My advice is to save your money and avoid this; material possessions aren't worth accumulating debt.
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