Update on post below:Last week I received a letter from Asisa stating that as I had intentionally 'withheld' information about this supposed pre-existing condition, they would be excluding anything do with gynaecology from my policy. To reiterate: there is no evidence in my medical records to suggest that this was a pre-existing condition. Moreover, the only way Asisa can get out of approving the surgery is to state that I wilfully misled them. (If it had been a prior condition but I was just not aware of it, they would be bound by the terms of the contract and would need to pay out.). Asisa have provided zero information / paperwork / proof to back up their claim. I have filed a complaint with the Catalan Consumer Agency.------------------------------------------------I have been paying for Asisa insurance for almost a year and have just been refused a minor operation to remove an ovarian cyst. Asisa have refused the authorisation on the basis that this was a pre-existing condition. News to me; I only found out when I had a routine smear test a couple of months ago. The contact number they've given me doesn't work. Money for nothing; awful, awful company.
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ASISA es una aseguradora creada en 1971 y que ofrece seguros de salud, dentales, de vida, accidentes, decesos, mascotas y asistencia en viajes y que lidera el Grupo ASISA, el grupo privado de salud más grande de España que cuenta con casi 6.000 empleados.
ASISA cuenta con una extensa red asistencial propia, el Grupo Hospitalario HLA, que agrupa a 16 hospitales y 36 centros médicos multiespecialidad con unidades de referencia en tratamientos de última generación, lo que le convierte en el mayor grupo hospitalario español propiedad de una aseguradora. Esta red asistencial propia se completa con casi 110 clínicas especializadas en tratamientos dentales, oftalmológicos, auditivos, de reproducción asistida, etc.See more