I applied for my wife’s Overseas Health Insurance, the staff member on the phone did not notify us who recommended the policy that there is a 2 month waiting period on claiming benefits, I have made multiple calls within those 2 month time period and none of the staff informed me of the waiting period. While I waited for my claims to be processed, they notified me 4 months after that you cannot claim anytime within a 2 month time period. So any medical visits were basically out of pocket while I was paying for the cover them for 4 months without any reason.
I do not recommend buying for them, look for other overseas policies instead.
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