I’m writing to express my disappointment with Auto-Owners Insurance following a series of claims and the way our account was handled afterward. Over the past several years we experienced: (1) a collision in which we were not at fault, (2) an accident where my wife struck a deer that ran into the roadway, and (3) a minor incident where our 7-year-old opened a car door and accidentally nicked a nearby vehicle.
After these events, we were dropped, and our homeowners insurance premium increased dramatically—by nearly $3,000 per year—from approximately $2,200 to over $5,900. While I understand that insurers evaluate risk and adjust pricing, the outcome felt disproportionate given the circumstances, particularly the not-at-fault collision and the deer strike.
Most concerning was the lack of clear, timely communication. We did not receive adequate explanation of the decisions being made, what options were available to us, or what to expect next. The process was frustrating and left us feeling unsupported at a time when we needed straightforward guidance.
Based on our experience, I cannot recommend Auto-Owners to anyone who values transparent communication and fair, consistent treatment after filing claims.
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Auto-Owners Insurance is a mutual insurance company that offers auto, home, business and life insurance to policyholders exclusively through independent agents.
