Pre-approval letter is nothing but bait and switch. Says offer is valid 45 days if you maintain certain criteria on the back and thats a lie. They will take all your info and offer you an amount triple the qualification. Would've NEVER let them hit my credit if I had known it was a bait and switch. Even asked two employees to confirm it WASNT bait and switch and was lied to until they came back with their ridiculous offer. Somehow the first lady had my SSN BEFORE I ever called, she read my SSN out to me, not the other way around. DO NOT FALL FOR THE FAKE BAIT AND SWITCH MAILERS. Also be careful, if you received one already they have your SSN without your knowledge...
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AUTOPAY provides direct-to-consumer financing and refinancing for individuals looking for the best financing terms and a no-hassle transaction.
