The credit card I applied for employs misleading and questionable tactics during the application and account setup stages. I strongly recommend that consumers steer clear of this card. Once I opened the account, I encountered unnecessary and excessive fees that seem aimed more at boosting company profits than offering real value to customers. These fees were not disclosed clearly or transparently from the start. I have since paid off the balance entirely and have no intention of using this card again. However, I am keeping the account open and paying the monthly fee just to protect my credit score. I plan to report this company to the Better Business Bureau due to their deceptive business practices. Consumers should be extremely cautious—this credit card does not serve their best interests. A word of caution: Avoid this credit card.
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