I purchased health insurance for my boyfriend, who was supposed to come to Italy for three months. I had to request a refund twice: first because the visa office required coverage to extend 15 days after returning to his home country, and second because the visa was denied.In both cases, the refund was very fast, practically immediate. The service is very helpful and easy to use. I would suggest adding a direct contact for questions not related to medical emergencies, but their email support is always quick to respond.
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Schengen Travel insurance for Europe