Go with insubuy and save yourself money and hassle.Axa, unlike any other insurance company in the US, has a absurd 10-day refund policy. If your visa doesn't come on time or your plans change, you're stuck with them.Every other company refunds you in full if you cancel before your policy starts (or partially if you cancel midway). Axa is also far more expensive (50-100% more) than providers you find on insubuy. I'm never buying from Axa again.
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Schengen Travel insurance for Europe
