Like many other I have been let down by BPF. I think apple should stop using their service if they have erratic criteria on who gets finance and who does not. I have a fantastic credit history and can afford the phone but they decided to not grant it to me, without giving any proper explanations. I will take this further and report to apple and FCA. Horrible service! I have heard from Experian credit experts that apparently if they have too many applications close to a new iPhone release they decide to reject applications for no reasons.
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