If you have legal insurance, then take their car insurance. Because bavaria won't pay for your Vollkasko claim without going to the court.
It's been 4+ months since I am waiting for my claim resolved. Sent lawyer letter with deadline. Now going to the court. They made a lame reason to deny my claim. They found some unrelated minor damage from past to my car(i e some scratches), that's why they won't settle accident claim. Those scratches are not related & I did not claim for it.
Stay away from this company guys!!
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