Home insurance cost in 2023 was $889 (close estimate). In 2025 they more than doubled in price. (Zero claims) Customer for many years… Also, we bought a cabin the Caribou they would not insure because we were too far from firehall, too far from hydrant, and the foundation wasn’t cement (We have a better and stronger option) Pointed out firehall was 450 meters from cabin. They came back and said volunteer fire dept. No guarantee they would respond. Got letter from captain stating they will respond, have 4 fire trucks avail and any given moment of notice. Then, they said ok but they only have 29 volunteers, not enough according to their policy. Asked to see this made up policy (doesn’t exist). Went with Hub insurance for our cabin. Way better service, covered cabin no problem. Switched our main insurance to another provider. Coverage for home more in line ($200,000 more than BCAA for home) Same with property coverage. Included earthquake insurance, flood and much more on the personal loss coverages . Policy about $400 cheaper per year. Will be renewing vehicles and travel trailer through different insurance company as well. BCAA has gone down hill. Used to buy medical coverage for out if country. Read horror stories about getting anything covered after an incident. Made it very difficult and uncomfortable for many families traveling. (Check out reviews on trip advisor)
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