We have no choice but to use this so-called 'affordable' option from my husband's employer. It's far from affordable and offers minimal coverage. Whether a procedure is deemed 'medically necessary' seems arbitrary and only determined after the fact. This situation feels deeply wrong, and it's disheartening to think that those responsible should reflect on their actions.
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Blue Cross Blue Shield Association is a federation of 36 separate United States health insurance organizations and companies, providing health insurance in the United States to more than 106 million people.