Review Time
Crappy app. It doesn’t do credit checks but does transaction checks and changes it's borrowing amount every time you re-draw. I haven't been able to withdraw anything since August 2025. If you're going to use one of these fake pay advance apps go to mypaynow. They've not cut me off once in 5 years, flexible repayments with extensions or split payment if you're stuck repaying and never change your borrowing amount, at least you know what you're getting!
Had issues with repayments not being taken out when they should, some technical issues on Beforepays behalf and it will affect your credit so be careful, paid all repayments and credit score was really good and they still dropped what I could borrow and takes my credit score for what their employee told me was technical issues on their end yet I still paid the price
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